However, this does not influence our evaluations. For instance, if youre planning to do a lot of travel or maybe just have some home improvement projects to do, it would be significantly more realistic to achieve within the set time frame than if youre trying to, , consider your travel preferences and habits. Some customers will be approved nearly instantly after submitting their application online. Employer Verified. If you're at the low end between 300 and 579 your credit is considered "bad.". Email:

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